Conventional Loans

Conventional Loans 

Conventional loans are mortgage loans offered by non-government sponsored lenders. For purchases, common down-payment options include 5% down, 10% down, 15% down, 20% down, or at Capital South Funding you can customize your down-payment amount. Conventional loans include many different loan types such as:

  • Fixed Rate Loans - such as a 30 year fixed, 20 year fixed, 15 year fixed, 10 year fixed, 8 year mortgage or customize your term. 
  • Adjustable Rate Loans (ARMs) - such as a 10 year arm, 7 yr arm, 5 yr arm, or 3 year arm.
  • Jumbo Loans - loans that are over $417,000

We would be happy to assist you to find the best mortgage rate and program for your home finanicing.
 
In order to get pre-qualified with us for a conventional loan, buyers’ middle credit scores must be over 600 and the desired loan amount must be over $100,000.  We do not offer financing on mobile homes.
If you fit these requirements, 
click Here to get pre-qualified!


Conventional loan, mortgage company, home loan

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Don't know how the loan process works?  Here's a step by step guide.


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