FHA Loan

FHA Loan
 
FHA loans are issued by federally qualified lenders and insured by the U.S. Federal Housing Authority. A FHA mortgage is an attractive option for home purchases, especially for first-time homebuyers for various reasons including:
 
  • Easier to qualify for than conventional loans.
  • Low down payment requirement of 3.5%
  • Gift funds allowed.
  • FHA MI rates dropped beginning in 2015


FHA has a loan amount maximum for various areas. Review these links if your loan size is over $270,000 to make sure you are within the loan limit for your area:  NC FHA loan limits and SC FHA loan limits. 



In order to get pre-qualified with our mortage company for a FHA loan, buyers’ middle credit scores must be over 600 and loan amounts must be over $100,000. We do not offer financing on mobile homes.
If you fit these requirements, Click Here to Inquire!



FHA home loans, FHA loan, FHA mortgage

 

Don't know how the loan process works?  Here's a step by step guide.


 


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