Fixed Rate Mortgage

With a fixed rate mortgage, the interest rate does not change for the term of the loan. Typically, the shorter the loan term, the lower the mortgage interest rate will be. The most common fixed-rate mortgage terms are 30 years, 20 years, and 15 years. Payments on a fixed-rate home loan are calculated so that the loan is paid in full at the end of the term. These loans offer long-term security with a fixed mortgage payment that you know will last the full term of the loan. The home taxes and home insurance could change, but the principal and interest payment remains fixed. We would be happy to assist you to find the best mortgage rate and program for your home financing. As a local Carolina mortgage company, we will not bug you like the big banks do! Simply fill out a General Mortgage Inquiry request on our website or give us a call!