To purchase or refinance a house is a big investment and an honest mortgage company that looks out for your best interest is key. We do just that by exploring mortgage loan programs, scenarios, and rates to find the best fit for your unique situation. Capital South Funding specializes in home refinances and new purchase mortgages with low, wholesale interest rates throughout all of North Carolina & South Carolina.

Some home purchase programs we offer are our low down payment options, such as Jumbo loans with 5% down or 10% down, 0% down USDA loans, 5% down conventional mortgages, 3.5% down FHA loans, and more.  We are now also offering construction loans and renovation loans!

Let your mortgage work for you in the absolute best scenario by considering a mortgage refinance. Save on your monthly payments, consolidate debt, take cash out, or shorten your term. Many of our refinances are eligible for an appraisal waiver.  Want to renovate your home? Try a renovation refinance instead of digging into savings.

Capital South Funding is located outside of Charlotte, NC in beautiful Lake Wylie, SC.  However, we offer mortgage financing across each state and welcome the opportunity to assist you!

Capital South Funding is rated A+ by the BBB