Welcome to Capital South Funding : A Full Service Mortgage Company

Capital South Funding specializes in home refinances and new purchase mortgages with low, wholesale interest rates throughout all of North Carolina & South Carolina. To purchase or refinance a house is a big investment and an honest mortgage company that looks out for your best interest is key. We do just that by exploring mortgage loan programs, scenarios, and rates to find the best fit for your unique situation.

Our most popular new home purchase loans are our low down payment options, such as Jumbo loans with 5% down or 10% down, 0% down USDA loans, 5% down conventional mortgages, 3.5% down FHA loans, and more.

Let your mortgage work for you in the absolute best scenario. We also specialize in home refinances. Save on your monthly payments, consolidate debt, take cash out, or shorten your term. Many of our refinances are eligible for an appraisal waiver.

Capital South Funding is located outside of Charlotte, NC in beautiful Lake Wylie, SC.  However, we do mortgage lending from the mountains of Asheville, NC all the way to the coast of Myrtle Beach SC.

We look forward to assisting you!

Capital South Funding is rated A+ by the BBB

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