Welcome to Capital South Funding : A Full Service Mortgage Company

Capital South Funding specializes in home refinance and purchase loans with low, wholesale interest rates in North Carolina & South Carolina. To purchase or refinance a house is a big investment and an honest mortgage company that looks out for your best interest is key. We do just that by exploring loan programs, scenarios, and rates to find the best fit for your unique situation.

Our most popular new home purchase loans are our low down payment options, such as jumbo loans with 5% down or 10% down, 0% down USDA loans, 5% down conventional mortgages, 3.5% down FHA loans, and more.

Let your loan work for you in the absolute best scenario. We also specialize in home refinances. Some refinance home loans can go to 90% and 95% loan to value. Save on your monthly payments, consolidate debt, take cash out, or convert your loan to a different term.

Capital South Funding is rated A+ by the BBB