To purchase or refinance a house is a big investment and an honest mortgage company that looks out for your best interest is key. We do just that by exploring mortgage loan programs, scenarios, and rates to find the best fit for your unique situation. Capital South Funding specializes in low, wholesale interest rates for home refinances and new purchase mortgages

throughout all of North Carolina & South Carolina.

We offer low down payment options, such as Jumbo loans with 5% down or 10% down jumbo mortgage, 0% down USDA loans, 5% down conventional mortgages, 3.5% down FHA loans, 3% down and more.

Let your mortgage work for you in the absolute best scenario by considering a mortgage refinance.  Many of our refinances are eligible for an appraisal waiver.  Save on your monthly payments, consolidate debt, take cash out, or shorten your term.

We are now also offering construction loans and renovation loans!

Capital South Funding is located outside of Charlotte, NC in beautiful Lake Wylie, SC.  However, we offer mortgage financing all across each state, from the comfort of your home computer, and we welcome the opportunity to assist you!

Capital South Funding is rated A+ by the BBB