Local Resource Tools

The following information may be helpful to you during the home purchasing process. Please reach out to us with any questions at processing@capitalsouthfunding.com

 

FHA Loan Limits

With just 3.5% down, FHA is a popular mortgage option. The FHA loan limit for North Carolina for most counties is currently $524,225.  Also, The FHA loan limit for South Carolina for most counties is currently $524,225.

 

Conforming Loan Limits and Jumbo Loans

For loans that are larger in size, Jumbo Loans are a popular mortgage option. The conforming loan limit for most of NC and SC  is currently $806,500.

 

USDA Mortgage and Area Maps

USDA loans offer no down-payment options for more rural towns. Please click Contact Us and let us know if you would like maps for particular counties showing USDA eligible areas.